A roof plays a critical role in keeping a home protected from the elements, adding curb appeal and raising its value. But when the roof becomes so deteriorated or suffers such extreme physical damage that repairs no longer suffice, a complete roof replacement Hutto Tx may be necessary. And that can be a major expense.

The good news is that many homeowners insurance policies cover the cost of replacing or repairing damaged roofs, depending on what caused the decline. Often, this includes acts of nature like severe storms and hail. However, most policies don’t pay for roofs that deteriorate due to age or natural wear and tear.

Re-roofing, or putting a new shingle overlay on top of the existing shingles, is a cheaper alternative to replacing the whole roof. But it takes time, labor and materials. And, it won’t do much to correct underlying problems that may have contributed to the deterioration.

Before you begin a roofing project, it’s important to know the exact square footage of your roof to get an accurate idea of what the total costs will be. This will help you compare quotes from different contractors and ensure that all materials are accounted for, according to the National Roofing Contractors Association. To do this, simply use a ladder to go on the roof and locate the edge of the first plane. Start from the eaves and work your way to the peak of the roof, marking each plane as you go along with a pencil or tape measure.

The size of your roof and its pitch (angle of incline) have a big impact on the price of a replacement, as does whether you choose to include features such as dormer windows, skylights or chimneys. These extras require special flashing and can add up quickly. Also, be aware that the steeper or more complex your roof is, the more materials, painstaking labor and possibly specialty equipment it will need.

When comparing quotes, be sure to ask each contractor about their liability insurance coverage and workers’ compensation, and what kind of guarantee or warranty they offer on their work. In addition, make sure the roofer you select has experience working on your type of house and on your particular roofing material.

If you decide to hire a professional, consider that they will handle most of the work for you, including removing the old roof and hauling it away. If you do choose to take on the job yourself, be sure to follow proper safety protocols when using power tools and climbing on a ladder. And, remember that even a minor misstep can put you and others in danger. A responsible roofing contractor will be aware of these risks and will take the necessary precautions. For example, they’ll properly prep the roof area to protect against potential slippage or water leaks. And, they’ll ensure the new roof is installed correctly and with quality workmanship. The right roof can protect your home for years and raise its value if you ever want to sell it.